Public Adjuster Professional Standards Reform Act

HB 5392, the "West Virginia Public Adjuster Professional Standards Reform Act," establishes new licensing and operational requirements for public adjusters in the state. It requires all public adjusters to obtain a state license, pass exams, meet financial responsibility standards (including a $5,000 surety bond or $50,000 letter of credit), and comply with contract rules for working with insured clients. The bill directly affects public adjusters and their clients by setting clear standards for licensing, financial accountability, and professional conduct. Key provisions include mandatory background checks, proof of financial responsibility, and penalties for violations like fraud or failure to act. The bill is currently in committee referral following its introduction on February 10, 2026.