Requiring the Public Employees Agency and other health insurance providers to provide mental health parity

HB 5349 requires West Virginia's Public Employees Insurance Agency (PEIA) and other health insurers to provide mental health, behavioral health, and substance use disorder coverage that is equally comprehensive as coverage for physical health conditions. It mandates specific protections, including annual screenings for depression and substance use, fair access to providers (like coverage for non-participating providers when needed), and clear denial notices explaining parity rights. The bill directly affects public employees covered by PEIA and all health insurance providers operating in West Virginia under state regulations. It also requires annual reporting on compliance and sets an effective date of June 1, 2026.