Relating to financial exploitation of a person in recovery
HB 5105 creates a legal cause of action for vulnerable individuals - including those in recovery, elderly persons (65+), protected persons, and incapacitated adults - who suffer financial exploitation. The bill defines "financial exploitation" as the intentional misuse of funds or assets through undue influence (excluding good-faith financial assistance) and prohibits defenses based solely on a legal relationship (e.g., being a guardian or attorney). Courts can issue protective orders, freeze assets, award increased damages, and impose stricter criminal penalties for violations - especially for repeat offenses or losses of $1,000+ - without requiring proof of criminal intent.
Bill status
passed
3 of 5 stages cleared
Introduction
Feb 2026
Committee Review
Feb 2026
House of Delegates Passage
Feb 2026
Senate Passage
Governor
Introduced Feb 3, 2026
Last action Feb 24, 2026
Maddy AI version diff · 3 comparisons
What changed between versions
Engrossed Committee Substitute
→
hb5105 hfat akers 2-23 adopted.htm
·
2 edits
MINOR
The bill text was amended to add a new title and a specific amendment motion by Delegate Akers. The core legislative text regarding financial exploitation penalties, definitions, and reporting requirements remains unchanged, though the new title explicitly clarifies that the bill also establishes a cause of action and defines terms.
Scope change
The scope of the bill's description was expanded in the title to explicitly include the establishment of a cause of action, definition of terms, and restriction of defenses, which were previously implied but not listed in the title.
TECHNICAL
Added a new title and a specific amendment motion by Delegate Akers to the document header.
The new title was inserted to provide a more detailed summary of the bill's provisions, including the establishment of a cause of action and definition of terms.
Floor votes · House of Delegates Feb 23, 2026
How they voted
94–0
Passed · 6 other
Total votes 100
Feb 23, 2026
D
Democratic9
88% Yea
R
Republican91
94% Yea
Vote distribution
All Yea
All Nay
Mixed
No data
Full legislative history
Actions timeline
Total actions
20
Key actions
3
Committee
6
Feb 24, 2026
Committee
To Judiciary
upper
Feb 24, 2026
Introduced
Introduced in Senate
upper
Feb 23, 2026
Lower · Passed
Title amendment adopted (Voice vote)
lower
Feb 23, 2026
Lower · Passed
Passed House (Roll No. 163)
lower
Feb 18, 2026
Lower · Passed
By substitute, do pass
lower
Feb 13, 2026
Committee
To House Judiciary
lower
Feb 12, 2026
Committee
To House Courts
lower
Feb 3, 2026
Committee
To House Judiciary
lower
Feb 3, 2026
Introduced
Introduced in House
lower
Feb 3, 2026
Committee
To Judiciary
lower
1 primary · 7 co-sponsors
Sponsors
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