Relating to coverage for the treatment of stuttering

HB 5102 requires all health insurance plans in West Virginia to cover habilitative speech therapy for stuttering, effective July 1, 2026. It mandates that plans cover this treatment without annual visit limits, restrictions based on stuttering's cause (like developmental vs. acquired), or prior authorization requirements. The bill also requires coverage for both in-person and telehealth speech therapy services. This affects all health insurance policies sold in West Virginia that cover speech therapy, including employer-sponsored and individual plans.