Relating to patient-centered treatment flexibility within the Public Employees Insurance Agency

HB 4965 allows state employees and retirees covered by the Public Employees Insurance Agency (PEIA) to switch to an alternative medical treatment for the same diagnosed condition without needing new pre-approval, provided the alternative is medically appropriate and costs no more than the originally authorized treatment. The bill requires healthcare providers to document the medical necessity of the switch and ensures PEIA cannot deny coverage solely for not having separate pre-approval. It does not change existing covered benefits or affect treatments for new conditions, and PEIA may still deny claims for fraud or improper billing. This policy aims to reduce delays in care while maintaining cost control for the insurance program.