To ensure false claims on property titles are not fault of landowner

HB 4534 creates West Virginia's Title Protection Act to shield property owners from fraudulent title claims. It ensures rightful owners retain full title to their property - even if someone files fake deeds or takes loans using their property - without facing financial liability. The bill requires county clerks to mail notices to owners whenever property transfers occur or deeds are filed/modified, acting as an early warning system for potential fraud. This directly affects homeowners vulnerable to title theft, where criminals might forge documents online to steal equity or saddle owners with unauthorized loans.