Relating to authorizing the Division of Financial Institutions to promulgate a legislative rule relating to the installation, operation, and sharing of customer bank communication terminals and the utilization of nonexclusive access interchange system.

HB 4238 authorizes West Virginia's Division of Financial Institutions to create official rules about customer bank communication terminals (like ATMs or in-branch kiosks) and nonexclusive payment network access systems. The bill specifically allows the Division to establish regulations governing how these terminals are installed, operated, and shared between financial institutions. This directly affects banks and financial service providers operating in West Virginia that use such terminals or connect to payment networks. The legislation formalizes an existing proposed rule (106 CSR 07) filed in 2025, giving the Division legal authority to develop detailed operational standards.