Enacting bank protections for eligible adults from financial exploitation

Updated the document title and version history to indicate the bill is now the 'Engrossed Committee Substitute' instead of the 'Committee Substitute.'

Corrected a typo in the definition of 'Associated third party' by adding a hyphen to 'broker-dealer' for consistency.

Minor formatting cleanup in the 'Associated third party' definition to ensure consistent spacing and punctuation.

Added broker-dealers and investment advisers to the list of entities authorized to delay transactions and intervene in suspected financial exploitation cases.

Extended the maximum delay period for transactions from 30 business days to 15 business days.

Replaced broad immunity clauses with a specific provision stating that compliance with the bill cannot serve as the basis for a private cause of action against institutions acting in good faith.

Updated the definition of 'Eligible adult' to remove specific language regarding knowledge of guardianship for adults aged 18-64, simplifying the criteria for younger vulnerable adults.

Corrected a typo in the statute citation for funds transfer regulations, changing the reference from §46-4A-1 to §46-4A-101.