Establishing insurance provisions requiring coverage for annual breast cancer screenings

This bill requires most health insurance plans in West Virginia to cover annual mammograms for women aged 40 and older without needing a prior doctor's order. It also mandates coverage for younger women (under 40) with breast cancer risk factors (like family history), based on their healthcare provider's medical judgment. The requirement applies to all new or renewed private insurance policies starting January 1, 2025. It directly affects women seeking preventive breast cancer screenings and insurance companies offering health coverage in the state.