Screening for adverse childhood experiences

HB 3395 requires all health insurance plans in West Virginia (both public and private) to cover screening for adverse childhood experiences (ACEs) during routine child wellness visits. It also mandates the State Department of Education to create a school-based screening program for children without health insurance. The bill defines ACEs as traumatic childhood experiences linked to long-term health risks like obesity and heart disease. This policy directly affects insurers, schools, and children under 18 by making ACE screenings a standard part of preventive care. The bill does not require treatment, only screening as part of existing wellness visits.