Relating to cost sharing for diagnostic and supplemental breast examinations

HB 3339 requires health insurance plans in West Virginia to cover diagnostic and supplemental breast examinations without any out-of-pocket costs (such as deductibles or copays). Diagnostic exams evaluate breast abnormalities found during screening or by other means, while supplemental exams screen higher-risk individuals (e.g., due to family history) without prior abnormalities. The bill allows cost-sharing for Health Savings Account-qualified high-deductible plans only after meeting the federal minimum deductible, except for preventive care, which remains fully covered. The Insurance Commissioner may propose rules to implement these requirements using current medical guidelines from organizations like the National Comprehensive Cancer Network.