Relating to portable benefit plans

HB 2852 establishes a state-administered "West Virginia Portable Insurance Benefit Plan" for residents working as independent contractors. The plan provides insurance coverage that remains with the worker when switching between different hiring parties, rather than being tied to a single employer. Employers may voluntarily contribute to the plan, but these payments cannot be used to determine employment classification or establish employer liability for workers' compensation. The plan is administered by a state director appointed by the governor, with oversight from a finance board, and aims to manage costs while improving healthcare delivery and coverage options.