To ensure false claims on property titles are not fault of landowner

HB 2102 creates the West Virginia Title Protection Act to protect property owners from losing their homes due to fraudulent title claims. It requires county clerks to mail written notices to property owners whenever a transfer occurs or a deed (like a quitclaim or warranty deed) is filed or modified against their property, even if the owner didn’t initiate the action. This ensures rightful owners retain full title and are not held liable for loans or claims made using their property’s equity through fraud. The bill directly affects residential property owners in West Virginia who face risks of online title fraud, where thieves could forge documents to seize homes or take out loans.