Relating to liability or other insurance coverage provided by the Board of Risk and Insurance Management to any entity for which such coverage is permissive under state code

HB 2015 extends a moratorium until July 1, 2026, preventing West Virginia's Board of Risk and Insurance Management from providing new or additional property or liability insurance coverage to certain entities where coverage is optional under state law. It directly affects political subdivisions, charities, public service organizations, and emergency medical services agencies (defined in §29-12-5(b)(1)), but excludes existing coverage or contracts in place as of the bill's effective date. The bill specifically exempts county schools, teachers, school staff, and public charter schools, as they are required to be insured under separate state law (§29-12-5a). This policy change pauses new insurance options for permissive entities while maintaining current coverage for all others.