SB 6210 Washington Senate · 2025-2026 Regular Session

Concerning the health plan certification process.

SB 6210 authorizes Washington's health insurance exchange to add new certification criteria for health plans sold through the state marketplace, specifically to improve access and affordability for residents purchasing coverage via the exchange. The bill amends state law to let the exchange develop additional standards beyond the existing federal 19 criteria, focusing on cost and availability issues. It clarifies that the Insurance Commissioner retains primary oversight of rate increases and provider networks, which remain unchanged. This directly affects Washington residents who buy health insurance through the state exchange. The policy change aims to stabilize the insurance market without altering the Commissioner's existing responsibilities.
Bill status passed 3 of 5 stages cleared
Introduction
Jan 2026
Committee Review
Mar 2026
Senate Passage
Feb 2026
House Passage
Governor
Introduced Jan 19, 2026 Last action Mar 12, 2026
Maddy AI version diff · 2 comparisons

What changed between versions

Substitute Bill Engrossed Substitute Bill · 7 edits · Feb 11, 2026
MODERATE
The bill was formally enacted as an 'Engrossed Substitute Bill' and includes significant updates to health plan certification rules. The primary changes involve shifting the timeline for developing market certification criteria to apply to the 'upcoming' plan year rather than the 'following' year, and expanding the scope of counties requiring intervention to include those with only one carrier or no carriers. Additionally, the reporting requirements were updated to include more granular data by county, such as enrollment numbers and rates, to better track market access and affordability.
Scope change
The bill's applicability was expanded to include counties with zero or one carrier offering health plans, whereas the previous version only addressed counties with one or fewer carriers. The timeline for implementing new market criteria was also adjusted to apply to the upcoming plan year instead of the following plan year.
TIMELINE

Changed references from 'following plan year' to 'upcoming plan year' in the sections regarding market condition reviews and the development of certification criteria.

Updated the certification timeline to apply to plan year 2028 and later, removing the separate procedural clause for 2027.

REQUIREMENT

Strengthened the prohibition on actuarially unsound premiums to explicitly include conflicts with rate review, network adequacy, solvency, and federal/state laws.

Expanded the required annual report to include specific data points by county, such as total enrollment, subsidized/unsubsidized enrollment, weighted average rates, and enrollment without coverage gaps.

SCOPE

Broadened the intervention requirement for counties with limited competition to include those with zero carriers and added 'health care referral region' to the list of stakeholders.

TECHNICAL

Added a provision allowing the exchange to reference existing reports from other agencies as an alternative to replicating data in the annual submission.

Removed the specific deadline for submitting preliminary criteria to the commissioner and governor (December 15th) and the specific objection deadline (January 15th) from the main text, likely due to the restructuring of the timeline.

Floor votes · Senate Feb 11, 2026

How they voted

3219
Passed
Total votes 51
Feb 11, 2026
D Democratic31
31 Yea
100% Yea
R Republican20
1 Yea 19 Nay
95% Nay
Vote distribution
All Yea All Nay Mixed No data
Full legislative history

Actions timeline

Total actions
24
Key actions
12
Committee
13
Mar 2, 2026
Committee
Referred to Rules 2 Review.
lower
Mar 2, 2026
Lower · Passed
Minority; do not pass.
lower
Mar 2, 2026
Lower · Passed
APP - Majority; do pass with amendment(s) but without amendment(s) by Health Care & Wellness.
lower
Mar 2, 2026
Lower · Passed
Executive action taken in the House Committee on Appropriations at 10:30 AM.
lower
Feb 27, 2026
Lower · Passed
Public hearing in the House Committee on Appropriations at 10:30 AM.
lower
Feb 25, 2026
Committee
Referred to Appropriations.
lower
Feb 25, 2026
Lower · Passed
Minority; do not pass.
lower
Feb 25, 2026
Lower · Passed
HCW - Majority; do pass with amendment(s).
lower
Feb 25, 2026
Lower · Passed
Executive action taken in the House Committee on Health Care & Wellness at 1:30 PM.
lower
Feb 20, 2026
Lower · Passed
Public hearing in the House Committee on Health Care & Wellness at 8:00 AM.
lower
Feb 11, 2026
Upper · Passed
Floor amendment(s) adopted.
upper
Feb 3, 2026
Upper · Passed
Minority; do not pass.
upper
Feb 3, 2026
Upper · Passed
Executive action taken in the Senate Committee on Health & Long-Term Care at 10:30 AM.
upper
Jan 22, 2026
Upper · Passed
Public hearing in the Senate Committee on Health & Long-Term Care at 8:00 AM.
upper
1 primary · 2 co-sponsors

Sponsors