Concerning verification of motor vehicle insurance.

Washington State's SB 5864 creates a new online system for verifying motor vehicle insurance coverage. The bill requires the Department of Licensing to establish a secure, accessible system where law enforcement, courts, and insurers can check if vehicles have required liability insurance during registration renewals. Insurers must connect to this system to provide real-time verification using data like vehicle ID numbers, and must maintain records for six months. The system must be fully operational by April 1, 2029, and applies to all personal vehicle insurance policies (excluding commercial policies, which may join voluntarily). This changes how insurance proof is verified, replacing manual checks with digital confirmation at registration time.