SB 5651 Washington Senate · 2025-2026 Regular Session

Increasing the amount exempt from garnishment in nonbankruptcy cases.

Senate Bill 5651 increases the amount of personal property that individuals can keep when their assets are subject to garnishment in non-bankruptcy cases. It raises the general exemption for "other personal property" from $3,000 to $6,000. The bill also specifically increases the protected amount for financial assets like bank accounts and stocks to $5,000 for various debt types. Additionally, starting in 2027, these exemption amounts will be adjusted every three years based on changes in the consumer price index.
Bill status signed all 5 stages cleared
Introduction
Feb 2025
Committee Review
Mar 2025
Senate Passage
Apr 2025
House Passage
Apr 2025
Signed into Law
May 2025
Introduced Feb 4, 2025 Signed May 20, 2025
Maddy AI version diff · 4 comparisons

What changed between versions

Engrossed Second Substitute Bill Second Substitute Passed Legislature · 3 edits
MINOR
This bill adds a formal certification of enrollment to the legislative text and modifies the mechanism for adjusting debt exemption amounts. The most significant policy change requires the Department of Revenue to not only calculate but also officially publish these adjusted dollar amounts every three years, ensuring transparency and public notice of the updated limits for protecting assets from debt collection.
TECHNICAL

Added a formal 'Certification of Enrollment' section at the beginning of the bill to document its passage by the Senate and House.

REQUIREMENT

Changed the requirement for debt exemption adjustments to mandate that the Department of Revenue must 'publish' the new dollar amounts alongside calculating them.

Updated references to the exemption adjustment process in multiple sections to reflect the new requirement for publication.

Floor votes · Senate Mar 12, 2025 · House Apr 10, 2025

How they voted

4010
Passed · 1 other
Total votes 51
Mar 12, 2025
D Democratic31
30 Yea 1
96% Yea
R Republican20
10 Yea 10 Nay
50% Nay
Vote distribution
All Yea All Nay Mixed No data
Full legislative history

Actions timeline

Total actions
37
Key actions
19
Committee
15
May 20, 2025
Signed into law
Governor signed.
executive
Apr 24, 2025
Lower · Passed
Speaker signed.
lower
Apr 24, 2025
Upper · Passed
President signed.
upper
Apr 22, 2025
Upper · Passed
Passed final passage; yeas, 33; nays, 15; absent, 0; excused, 0.
upper
Apr 22, 2025
Upper · Passed
Senate concurred in House amendments.
upper
Apr 10, 2025
Lower · Passed
Floor amendment(s) adopted.
lower
Mar 28, 2025
Committee
Referred to Rules 2 Review.
lower
Mar 26, 2025
Lower · Passed
Minority; without recommendation.
lower
Mar 26, 2025
Lower · Passed
Minority; do not pass.
lower
Mar 26, 2025
Lower · Passed
CRJ - Majority; do pass.
lower
Mar 26, 2025
Lower · Passed
Executive action taken in the House Committee on Civil Rights & Judiciary at 8:00 AM.
lower
Mar 21, 2025
Lower · Passed
Public hearing in the House Committee on Civil Rights & Judiciary at 10:30 AM.
lower
Mar 12, 2025
Upper · Passed
Floor amendment(s) adopted.
upper
Feb 27, 2025
Upper · Passed
Minority; do not pass.
upper
Feb 27, 2025
Upper · Passed
Executive action taken in the Senate Committee on Ways & Means at 1:30 PM.
upper
Feb 26, 2025
Upper · Passed
Public hearing in the Senate Committee on Ways & Means at 1:30 PM.
upper
Feb 14, 2025
Committee
Referred to Ways & Means.
upper
Feb 13, 2025
Committee
And refer to Ways & Means.
upper
Feb 13, 2025
Upper · Passed
Minority; without recommendation.
upper
Feb 13, 2025
Upper · Passed
Minority; do not pass.
upper
Feb 13, 2025
Upper · Passed
Executive action taken in the Senate Committee on Law & Justice at 10:30 AM.
upper
Feb 10, 2025
Upper · Passed
Public hearing in the Senate Committee on Law & Justice at 10:30 AM.
upper
1 primary · 7 co-sponsors

Sponsors