Concerning the mortgage lending fraud prosecution account.

Senate Bill 5109 increases the fee collected when a deed of trust, a common real estate document, is recorded. The bill raises this fee from one dollar to five dollars, directly affecting those who record such documents. Funds collected, minus a small portion for county administration, are deposited into the mortgage lending fraud prosecution account. These funds are specifically designated to support criminal prosecution of fraudulent activities within the mortgage lending process. Additionally, the bill removes the previous expiration date, making both the fee and the prosecution account permanent.