Concerning the truth in mental health coverage act.

HB 2658 requires health insurance carriers in Washington to annually report detailed data on mental health and substance use coverage, including in-network provider availability, reimbursement rates, out-of-network utilization, and service access by type (youth/adult, in-person/telehealth). This affects all health insurers operating in the state, mandating them to submit standardized data to the state commissioner by July 1st each year. The commissioner must then publish all raw data and create an interactive public dashboard showing comparisons across insurers, focusing on mental health, substance use, and medical/surgical services. The goal is to increase transparency about coverage gaps, as documented by studies showing Washington residents face significantly greater barriers accessing behavioral health care than medical care.