Transporting patients by ambulance to facilities other than emergency departments.

HB 1864 requires health plans issued or renewed on or after January 1, 2026, to cover ground ambulance transport to non-emergency facilities like urgent care clinics, mental health centers, or substance use disorder programs. It amends existing laws to mandate this coverage for behavioral health emergencies (effective January 1, 2025) and establishes reimbursement rules for medical assistance programs. The bill directly affects health insurers, ambulance services, and patients seeking non-emergency care. It creates a policy change ensuring coverage for transport to these facilities without requiring prior authorization for emergency situations.