Concerning the relationships between health carriers and contracting providers.
What changed between versions
Added a requirement for carriers to offer a 'meaningful opportunity' for good faith negotiations, including specific prohibitions on standalone amendments and requiring group negotiation options for providers with the same employer.
Mandated that provider contract filings include a signed attestation from both the carrier and provider confirming negotiation requirements were met; filings without this attestation cannot be approved.
Prohibited contracts from including 'all-or-nothing' clauses (forcing providers to sign with multiple plans) or requiring providers to accept discounted rates for services under other insurance plans.
Added a prohibition on carriers penalizing providers who appeal adverse benefit determinations, including charging fees for appeals.
Removed the requirement for carriers to provide contract updates via email or non-secure portals, replacing it with a broader requirement to provide updates in a manner that does not require secure access.
Added a requirement for carriers to provide contract and payment policy updates in a manner that does not require access to a secure website or portal.
Authorized the Insurance Commissioner to impose fines of up to $5,000 per violation and issue corrective orders for section violations.
Added a requirement for the Insurance Commissioner to analyze statewide claims data for payment trends and report findings to the legislature annually starting in 2027.
Changed the effective date of the act from January 1, 2027, to January 1, 2025, in the session header, though the new effective date for the act itself remains January 1, 2027.
Added a condition that the act becomes null and void if specific funding is not provided by June 30, 2025, in the omnibus appropriations act.
Removed the requirement for carriers to provide payment methodology 60 days in advance and replaced it with a requirement to provide a fee schedule in the same manner.
Added a new definition for 'all-or-nothing clause' to clarify the prohibited contract term.