An act relating to credit card fees on taxes and gratuities

H 317 prohibits credit card networks and payment processors from charging merchants fees on the tax or tip portion of a transaction. It requires merchants to report tax and gratuity amounts during payment processing, and if they don't, they may face fees on the full transaction amount. Merchants can correct inaccurate reports within 30 days, and payment networks must refund fees on tax/tip amounts if documentation is provided within 180 days. The law applies to all Vermont merchants accepting credit cards and takes effect July 1, 2025. Violations carry $1,000 penalties per transaction.