An act relating to dram shop liability insurance

This bill requires Vermont establishments with liquor licenses to carry dram shop liability insurance covering bodily injury or death. Beginning January 1, 2024, the Board of Liquor and Lottery will not issue or renew first- or third-class liquor licenses without proof of insurance providing at least $250,000 coverage per person and $500,000 per accident. The insurance must be filed with the Board and comply with state property and casualty insurance regulations. This change directly affects licensed liquor providers in Vermont by making insurance coverage a condition of their operating licenses.