An act relating to health insurance coverage for colorectal cancer screening

This Vermont bill requires health insurance plans to cover colorectal cancer screening without any cost-sharing fees for insured individuals aged 50 and older. The law mandates that insurers offer two screening options for average-risk individuals: annual fecal occult blood testing with a sigmoidoscopy every five years, or a colonoscopy every ten years, following U.S. Preventive Services Task Force guidelines. For people at high risk due to family history, genetic conditions, prior cancer, or chronic digestive diseases, the bill requires coverage for screening and tests as recommended by their treating physician. The coverage must include all associated costs such as lab services, physician fees, and facility use without deductibles or co-pays, and applies to plans issued on or after January 1, 2025.