Rep. Ralph Norman

Maddy summaryThe Cost Estimates Improvement Act requires the Congressional Budget Office and the Joint Committee on Taxation to include public debt servicing costs in their financial estimates, to the extent practicable. This change directly affects federal budgeting processes by ensuring that the interest payments on national debt are factored into official cost projections for new legislation. The bill amends the Congressional Budget and Impoundment Control Act of 1974 to mandate this specific inclusion in all future estimates prepared by these two bodies.

Maddy summaryHR 5267, the American Franchise Act, clarifies when franchisors can be considered joint employers of franchisee employees under federal labor laws. It defines "substantial direct and immediate control" over essential employment terms like wages, benefits, hours, hiring, and discipline - requiring franchisors to actively set these terms to be deemed joint employers. The bill explicitly excludes routine brand standards, training, or minimal safety requirements from constituting such control. This directly affects franchisors and franchisees by limiting joint employer liability to cases where franchisors exert significant, ongoing influence over core employment decisions. The law applies prospectively to new cases after enactment, not past disputes.

Maddy summaryThis House resolution marks the 25th anniversary of the September 11, 2001 terrorist attacks by formally honoring the memory of the nearly 3,000 victims and recognizing the sacrifices made by first responders, military personnel, and the passengers of United Airlines Flight 93. The bill acknowledges the ongoing health challenges faced by survivors and responders, highlighting the role of the World Trade Center Health Program in providing long-term medical support. It also credits charitable organizations and community groups that have continued to assist victims' families and veterans over the past two decades. Finally, the resolution urges the American public to observe the anniversary with ceremonies and reaffirms Congress's commitment to remembering the events and lessons of that day.

Maddy summaryThe Ending Restaurant Purchases with SNAP Act of 2026 would prohibit the use of Supplemental Nutrition Assistance Program (SNAP) benefits to buy meals at restaurants and other private food service establishments. The bill achieves this by removing specific legal provisions from the Food and Nutrition Act of 2008 that currently allow states to run optional restaurant programs for eligible groups such as the elderly, disabled, and homeless individuals. If enacted, these changes would take effect 180 days after the date of enactment, directly affecting SNAP recipients who rely on these state-level options for dining out.

Maddy summaryThe Consumer Financial Protection Accountability and Reform Act of 2026 significantly restructures the Bureau of Consumer Financial Protection by subjecting it to the regular federal appropriations process and establishing an independent Inspector General appointed by the President. The bill restricts the Bureau's supervisory authority over banks and credit unions with assets under $30 billion, allowing these institutions to elect to remain under their existing prudential regulators instead. It also introduces a safe harbor for small-dollar loans of $3,500 or less that meet specific structural requirements, shielding compliant lenders from civil money penalties and private damages. Additionally, the legislation creates federal standards for earned wage access services, requiring providers to offer a no-cost option for early wage access and prohibiting them from treating these services as credit or debt under federal law.

Maddy summaryHR 2555, the Freedom of Association in Higher Education Act of 2025, protects students who join or form single-sex social organizations (like fraternities or sororities) at colleges. It prohibits colleges receiving federal funds from taking negative actions against these students or organizations solely because they limit membership to one sex - such as denying housing, financial aid, leadership roles, or recognition. The bill ensures students can join such groups without coercion and stops colleges from imposing unfair recruitment rules on single-sex organizations compared to others. It does not require colleges to recognize single-sex groups, allow organizations to set their own membership rules, or override Title IX protections.

Maddy summaryThis resolution expresses the sense of the House of Representatives that Charleston, South Carolina, should proceed with hosting the 2027 annual meeting of the Organization for Security and Cooperation in Europe Parliamentary Assembly. The bill cites Charleston's existing facilities as suitable for the event and notes that hosting the convention in South Carolina honors the legacy of late Senator Lindsey Olin Graham. It also highlights that the United States has not hosted this specific assembly since 2005. The measure does not change any laws or allocate funding but serves as a formal statement of support for the planned event.

Maddy summaryThe Main Street Capital Access Act reduces regulatory burdens for smaller banks, particularly those with less than $10 billion in assets. Key provisions include a 3-year phase-in period for new banks to meet capital requirements, lower leverage ratio requirements for rural banks (7.5% for the first 2 years), and a 30-day review process for business plan deviations. The bill also establishes an Office of Independent Examination Review, sets specific timelines for examinations (270 days) and reports (90 days), and creates a "least cost exception" for bank resolutions to prevent excessive concentration of the banking system. These changes aim to promote new bank formation, improve regulatory efficiency, and support community banking while maintaining financial stability.

Maddy summaryThis bill proposes to end automatic U.S. citizenship for people born in Puerto Rico, the Virgin Islands, Guam, and the Northern Mariana Islands starting January 1, 2027. It achieves this by amending existing immigration laws to add a specific date cutoff, meaning anyone born in these territories after that date would not be granted citizenship at birth. The legislation explicitly states that children born before the cutoff date and children born to U.S. citizens or legal permanent residents in these areas will retain their current citizenship status.

Maddy summaryHR 7651, the Chloe Cole Act of 2026, prohibits healthcare providers from performing certain medical interventions on minors under 18 aimed at altering physical development to align with gender identity. These "covered interventions" include puberty blockers, hormone treatments, and specific surgeries, but exclude medically necessary care for conditions like disorders of sexual development or traumatic injuries. The bill creates a federal civil lawsuit right for affected minors or their parents against providers who perform such interventions, allowing claims for damages including emotional distress and punitive awards, with strict liability for providers after the law's enactment. It explicitly allows exceptions for legitimate medical treatments and requires providers to prove such exceptions apply if challenged.