Motor Vehicle Liability Policy Amendments

SB 199 expands motor vehicle liability insurance coverage in Utah to explicitly include heirs of individuals who die in accidents. It amends minimum coverage limits to require insurers to cover "each heir" (as defined in Utah Code § 78B-3-105) for death-related claims, alongside the injured individual. Specifically, it increases the per-person death coverage from $25,000 to $30,000 and property damage coverage from $15,000 to $25,000 for policies issued after January 1, 2025. The bill takes effect on May 6, 2026, with no new funding required.