Consumer Reporting Amendments
SB 70 limits what consumer reporting agencies in Utah can share about certain individuals. It prohibits agencies from providing non-public personal information about "protected consumers" (defined as minors under 16, incapacitated persons, or protected persons) without specific authorization. The bill creates exceptions for valid requests and clarifies definitions, such as requiring "sufficient proof of authority" for representatives acting on behalf of protected consumers. These changes aim to restrict the sharing of sensitive personal details while maintaining access to necessary credit information.
Bill status
signed
all 5 stages cleared
Introduction
Jan 2025
Committee Review
Feb 2025
Senate Passage
Feb 2025
House Passage
Feb 2025
Signed into Law
Mar 2025
Introduced Jan 21, 2025
Signed Mar 26, 2025
Maddy AI version diff · 1 comparison
What changed between versions
Introduced
→
Enrolled
·
6 edits
·
Mar 26, 2025
MODERATE
This bill amends Utah's consumer reporting laws to strengthen protections for consumers by updating definitions and prohibiting consumer reporting agencies from reporting certain criminal history information. The changes clarify who qualifies as a 'consumer reporting agency' and restrict what information can be reported about individuals, particularly regarding arrests and criminal charges that did not result in convictions.
Scope change
The bill expands the definition of consumer reporting agencies to include those operating on a 'cooperative nonprofit basis' and clarifies the scope of prohibited information reporting.
DEFINITION
Updated definition of 'consumer reporting agency' to specify 'monetary fee' instead of 'fees' and 'cooperative nonprofit basis' instead of 'cooperative basis'
Changed 'less than 16 years of age' to 'under 16 years old' for protected consumer status
Revised 'Proper identification' definition to remove redundant language and clarify the list of acceptable identification methods
Updated 'Personal information' definition to clarify exceptions for publicly available information and nonpublic personal information
Changed 'Representative' definition from 'who provides' to 'that provides' for grammatical consistency
TECHNICAL
Removed bracketed text and formatting artifacts from the original draft version
Floor votes
How they voted
This bill passed the Senate by voice vote (no roll call recorded).
Full legislative history
Actions timeline
Total actions
38
Key actions
8
Committee
5
Mar 26, 2025
Signed into law
Governor Signed
executive
Feb 28, 2025
Legislature · Passed
Senate/ signed by President/ sent for enrolling
legislature
Feb 28, 2025
Upper · Passed
House/ signed by Speaker/ returned to Senate
upper
Feb 28, 2025
Lower · Passed
House/ passed 3rd reading
lower
Feb 26, 2025
Lower · Passed
House Comm - Favorable Recommendation
lower
Feb 18, 2025
Committee
House/ to standing committee
lower
Feb 7, 2025
Introduced
House/ 1st reading (Introduced)
lower
Feb 7, 2025
Lower · Passed
Senate/ passed 3rd reading
lower
Jan 28, 2025
Upper · Passed
Senate/ committee report favorable
upper
Jan 27, 2025
Upper · Passed
Senate Comm - Favorable Recommendation
upper
Jan 21, 2025
Committee
Senate/ to standing committee
upper
Jan 21, 2025
Introduced
Senate/ 1st reading (Introduced)
upper
1 primary · 1 co-sponsor
Sponsors
Ask Maddy
·
AI policy assistant
Ask Maddy about SB 70
Scope: UT
Hi! I can help you understand SB 70. What would you like to know?
Try one of these
i
Maddy answers using official bill text and legislative records. Always verify before sharing.
Sources cited inline