Medicare Supplement Insurance Amendments

HB 258 amends Utah's Medicare supplement insurance rules to directly affect enrollees in these plans. It requires insurers to allow members to switch to a comparable or lower-tier plan annually (on their birthday plus 60 days) without medical underwriting. The bill prohibits insurers from denying coverage based on health status when enrollees choose a different plan within the same insurer's offerings. This change aims to provide more flexibility in plan selection while maintaining access to coverage regardless of health history. The law does not appropriate funds or alter existing coverage requirements beyond this annual switching provision.