Transportation Network Company Amendments

HB 220 requires transportation network companies (like Uber or Lyft) to ensure drivers maintain specific insurance coverage for both prearranged rides ($1 million liability) and waiting periods ($50,000 per person). If a company fails to provide this coverage and an individual is injured in an accident it arranges, the injured person can sue the company for damages not covered by the driver’s insurance. The bill amends Utah’s insurance code to clarify coverage requirements, mandate company verification of driver insurance, and ensure companies provide immediate coverage if driver insurance lapses. It directly affects ride-hailing companies, drivers, and accident victims in Utah, effective May 2025.