Urging Congress and the Trump Administration to stop federal regulators from pressuring banks to unjustly debank customers.

Texas Senate Concurrent Resolution 44 (SCR 44) is a non-binding resolution urging federal lawmakers and the Trump administration to address regulatory pressure on banks. It calls for modernizing anti-money laundering (AML) laws to focus enforcement on actual criminal activity - like money laundering or terrorism financing - rather than cutting off law-abiding customers. The resolution cites past examples like "Operation Choke Point" (targeting gun sellers and payday lenders) and "Operation Choke Point 2.0" (limiting crypto banking) as evidence of regulators unfairly pressuring banks to sever customer relationships. It also demands greater transparency for regulators to balance AML enforcement with ensuring customers can access banking services.