SB 646 Texas Senate · 89th Legislature (2025)

Relating to repayment of certain mental health professional education loans.

SB 646 creates a program to repay education loans for mental health professionals working in underserved areas of Texas. It defines eligible professionals as psychiatrists, psychologists, counselors, social workers, and other licensed providers who complete 1-3 consecutive years of practice in a state-designated mental health shortage area and provide services to Medicaid recipients. The bill requires applicants to apply through the Texas State Board of Examiners and specifies that repayment assistance is tied to service in designated shortage regions. This policy, effective September 1, 2025, aims to address workforce shortages by reducing education debt for providers serving Medicaid patients in underserved communities.
Bill status signed all 5 stages cleared
Introduction
Dec 2024
Committee Review
May 2025
Senate Passage
May 2025
House Passage
Jun 2025
Signed into Law
Jun 2025
Introduced Dec 18, 2024 Signed Jun 22, 2025
Maddy AI version diff · 2 comparisons

What changed between versions

Engrossed Enrolled · 6 edits · Jun 22, 2025
MODERATE
This bill updates the Texas mental health professional loan repayment program by expanding the list of eligible professionals, increasing maximum repayment amounts for many professions, adding new bonus payments for rural service and language skills, and establishing a marketing fund. The changes aim to improve access to mental health services by making the financial assistance program more generous and inclusive.
Scope change
The bill expands the scope of eligible professionals beyond the previous list and increases the maximum repayment amounts for most professions while adding new categories of eligible professionals.
ELIGIBILITY

Added new eligible professional categories including licensed master social workers, licensed marriage and family therapist associates, and certified school counselors to the definition of mental health professionals.

FISCAL

Increased maximum repayment amounts for most professions, raising the physician cap from $160,000 to $180,000 and the general professional cap from $80,000 to $100,000.

Added new bonus payment tiers including $5,000 for language fluency, $10,000 for rural practice, and $15,000 per year for fourth and fifth consecutive years of service.

Created a new $1 million marketing fund to promote the program to students and professionals.

REQUIREMENT

Added doctoral degree requirements for certain professions receiving higher-tier repayment amounts to ensure professional qualifications.

TIMELINE

Established effective dates of September 1, 2025 for new provisions, with grandfathering for applications submitted before that date.

Floor votes · Senate Apr 30, 2025 · House May 28, 2025

How they voted

228
Passed
Total votes 30
Apr 30, 2025
D Democratic10
10 Yea
100% Yea
R Republican20
12 Yea 8 Nay
60% Yea
Vote distribution
All Yea All Nay Mixed No data
Full legislative history

Actions timeline

Total actions
66
Key actions
16
Committee
12
Jun 22, 2025
Signed into law
Signed by the Governor
executive
Jun 1, 2025
Lower · Passed
Signed in the House
lower
May 30, 2025
Upper · Passed
Signed in the Senate
upper
May 28, 2025
Upper · Passed
House passage reported
upper
May 28, 2025
Lower · Passed
Passed
lower
May 13, 2025
Lower · Passed
Committee report sent to Calendars
lower
May 13, 2025
Lower · Passed
Committee report distributed
lower
May 7, 2025
Lower · Passed
Reported favorably w/o amendment(s)
lower
May 6, 2025
Lower · Passed
Left pending in committee
lower
May 6, 2025
Lower · Passed
Testimony taken/registration(s) recorded in committee
lower
May 2, 2025
Committee
Referred to Higher Education
lower
May 2, 2025
Introduced
Read first time
lower
May 1, 2025
Introduced
Received from the Senate
lower
Apr 30, 2025
Upper · Passed
Passed
upper
Apr 16, 2025
Upper · Passed
Committee report printed and distributed
upper
Apr 16, 2025
Upper · Passed
Reported favorably w/o amendments
upper
Apr 15, 2025
Upper · Passed
Vote taken in committee
upper
Apr 10, 2025
Upper · Passed
Left pending in committee
upper
Apr 10, 2025
Upper · Passed
Testimony taken in committee
upper
Feb 3, 2025
Committee
Referred to Education K-16
upper
Feb 3, 2025
Introduced
Read first time
upper
5 primary · 3 co-sponsors

Sponsors