Relating to proof of United States citizenship for the issuance or renewal of a personal automobile insurance policy.

SB 416 requires insurers in Texas to verify U.S. citizenship before issuing or renewing personal auto insurance policies. It mandates that applicants provide one of three documents: an unexpired U.S. passport, a certified birth certificate, or official U.S. citizenship papers. The law applies only to policies delivered, issued, or renewed on or after January 1, 2026, and takes effect September 1, 2025. This directly affects Texas residents seeking personal auto insurance coverage by adding a citizenship verification step to the application process.