Relating to group property and casualty insurance policies.

SB 2596 requires insurers to disclose whether group property and casualty insurance policies include a shared aggregate limit (a limit applying to the entire group) and provide policy documents to all members within 30 days of issuance. It defines "permitted groups" as collections of 10+ insureds with preexisting relationships (e.g., trade associations, common affiliations) and prohibits shared aggregate limits in policies issued to these groups. The bill applies to eligible surplus lines insurers and mandates clear disclosures about policy terms to protect group policyholders. It directly affects businesses, associations, or organizations purchasing group insurance, ensuring transparency about coverage limits and policy details.