Relating to prohibiting insurers from requiring the tying of residential property and personal automobile insurance policies.

SB 213 prohibits Texas insurers from requiring customers to purchase multiple personal insurance policies (like home and auto) from the same company or bundling them as a condition for coverage. It directly affects consumers who buy residential property or auto insurance, ensuring they can choose insurers separately for each policy type. The key provision bans insurers from using "unfair methods of competition" by forcing policy bundling, making it illegal to require multiple policies from one provider or tie one policy to another. This creates a clear rule for insurers to follow, promoting consumer choice without restricting how insurers offer policies. The law takes effect September 1, 2025.