Relating to the minimum motor vehicle liability insurance coverage requirement for bodily injury or death or for damage to or destruction of property of others.

SB 1674 increases Texas' minimum required motor vehicle liability insurance coverage for bodily injury/death and property damage. Effective January 1, 2026, it raises the minimums to $50,000 per person ($100,000 for multiple people) for bodily injury/death and $40,000 for property damage. This applies only to new or renewed insurance policies delivered on or after that date, while existing policies remain under current limits. The bill directly affects all Texas drivers required to carry liability insurance under state law. It takes effect September 1, 2025, with the coverage changes beginning in 2026.