Relating to prohibited insurance discrimination on the basis of an insured's marital status following the death of the insured's spouse.

This bill prohibits insurance companies from denying coverage, limiting coverage, or charging higher rates to individuals who are widowed or whose marital status reflects the death of a spouse, compared to married individuals. It directly affects widowed people applying for or renewing insurance policies. The law requires insurers to treat widowed customers the same as married customers for rate-setting and coverage availability. The bill takes effect September 1, 2025, and does not apply to policies delivered or renewed before that date.