Relating to civil liability for, governmental health plan coverage of, and public funding for gender modification procedures and treatments.

Texas SB 115 defines "gender modification procedures" to include surgeries like hysterectomies, mastectomies, and certain hormone treatments, as well as medications causing infertility. It requires health insurers to cover all lifelong medical, mental health, and pharmaceutical costs related to these procedures, including reversal costs. The bill imposes strict liability on insurers for these expenses, regardless of fault or negligence. This directly affects patients receiving such treatments and health insurers offering coverage under state plans.