Relating to prohibiting oral releases for automobile insurance claims.

HB 946 prohibits oral agreements where auto insurance claimants release claims for property damage or injury in exchange for payment. It requires all such releases to be in writing to be enforceable, affecting both claimants (insureds or individuals with property/injury claims) and auto insurers. The law applies only to contracts entered into on or after January 1, 2026, and does not change existing agreements made before that date. It takes effect September 1, 2025, with the new written requirement for future settlements.