Relating to requirements for subscription service contracts; providing a civil penalty.

HB 860, a proposed Texas law, requires service providers (like streaming platforms or gym memberships) to clearly disclose subscription terms and cancellation procedures to consumers at signing and before automatic renewals. It mandates multiple cancellation methods (phone, email, etc.) and additional written notices for long-term contracts (12+ months) 90 days before renewal. The bill directly affects consumers who use subscription services and service providers offering them, while excluding insurance contracts. Violations would trigger civil penalties, though specific penalty amounts aren't detailed in the provided text. This bill aims to improve transparency in subscription agreements before becoming law.