Relating to the elimination of the requirement that a portion of certain retail charge agreement delinquency fees be remitted to the comptroller.

HB 4739 eliminates a requirement that retail businesses remit a portion of late fees from certain customer credit agreements to the state comptroller. The bill repeals Section 345.157(d) of the Texas Finance Code, directly affecting retailers that offer charge agreements (like store credit cards) where customers fall behind on payments. This change removes the obligation for these businesses to send a specific share of delinquency fees to the state treasury. The law takes effect January 1, 2026, and does not impact taxes owed before that date.