Relating to removal of certain eviction case information from credit reports.

HB 4243 would require consumer reporting agencies in Texas to remove certain eviction case information from credit reports for eligible tenants. It applies specifically to tenants who were defendants in an eviction case (with judgment for the landlord), paid all owed rent, signed a new lease with the same landlord, and are not in default under that new lease. Tenants can submit a written request to have this eviction information removed, and agencies must stop using it in credit reports and delete it within 90 days. The law takes effect September 1, 2025, and only affects credit reports, not the underlying eviction cases.