Relating to the effect of payments made after the deadline for presuit notice in actions against an insurer related to certain claims for property damage.

HB 4092 clarifies that insurers cannot avoid paying additional damages by making payments after the required notice deadline for property damage claims. It directly affects property claimants who miss the presuit notice deadline but later receive a payment from their insurer. The bill's key provision (Section 542A.008) states that such late payments do not limit an insured's right to recover interest, penalties, attorney fees, or other noneconomic damages for the original claim. This change applies only to claims filed on or after September 1, 2025.