Relating to unlawful practices relating to credit card transactions; providing a civil penalty.

This bill prohibits large credit card issuers (with over $85 billion in assets) from colluding to set fees merchants pay for credit card processing. It specifically bans agreements that fix interchange fees - charges paid by businesses to process credit card transactions. The law applies only to major financial institutions meeting the asset threshold, excluding smaller issuers. Violations could result in civil penalties, aiming to prevent price-fixing in credit card networks.