Relating to employer health benefit plans that do not include state-mandated health benefits.

HB 4009 would allow employers to offer health benefit plans that exclude certain health benefits required by Texas law (such as coverage for specific services or cost limits), while still requiring these plans to include essential health benefits under federal law. The bill mandates that health insurance companies provide a clear, bold notice in enrollment applications, explaining to employees that the plan may not include state-mandated benefits and could offer fewer benefits than standard plans. This directly affects employers offering such plans, their employees, and health insurance issuers in Texas. The Texas Insurance Commissioner would need to adopt rules to implement the new requirements.