Relating to prohibited conduct of a health benefit plan issuer in relation to affiliated and nonaffiliated providers.

HB 3943 prohibits health benefit plan issuers from offering higher reimbursement rates to nonaffiliated providers who join an affiliated network, and from paying affiliated providers more than nonaffiliated providers for the same service. It applies to most health plans covering medical/surgical expenses (like individual/group insurance, HMOs, and health exchanges), but excludes Medicaid, child health plans, and workers' compensation. The bill defines "affiliated providers" as those controlled by or under common control with a health plan issuer, and "nonaffiliated providers" as those without such ties. This aims to prevent issuers from using financial incentives to steer patients toward affiliated providers.