Relating to notice of possible eligibility for a residence homestead exemption from ad valorem taxation provided to a home buyer by a title insurance company or title insurance agent in connection with the closing and settlement of a purchase of residential real property.

HB 3685 requires title insurance companies and agents in Texas to provide home buyers with two specific items during the closing of residential real estate purchases: (1) a notice explaining that the property may qualify for a residence homestead exemption (which reduces property taxes), and (2) the official application form for that exemption under Texas Tax Code Section 11.13. This applies only to home purchases under contracts signed on or after September 1, 2025. The bill directly affects home buyers by making exemption eligibility clearer at closing and title companies/agents by adding this notice requirement. It does not change the exemption rules themselves, only the process for informing buyers about them.