Relating to certain contract refusals, terminations, and suspensions of licensed insurance agents by a property and casualty insurer.

HB 3569 prohibits property and casualty insurers from terminating, suspending, or refusing to renew contracts with licensed insurance agents based on direct written premium volume or the amount of losses associated with policies the agent sold. The law specifically bans these actions as a reason for contract changes, protecting agents from being penalized for their business performance. It applies only to contracts entered into on or after September 1, 2025, and does not cover captive agents or terminations made for reasons outside the prohibited criteria. This bill directly affects licensed agents selling property/casualty insurance and insurers who must comply with these new restrictions.