Relating to liability to a vehicle storage facility operator for money owed in relation to the delivery, storage, and disposal of certain personal property.

HB 3454 requires insurance companies that pay a total loss claim for personal property stored at a vehicle storage facility to cover the facility’s costs for delivery, storage, and disposal of that property - even if those costs accrued before the insurance payment. This directly affects insurance companies and vehicle storage facilities, ensuring facilities can recover unpaid fees from insurers rather than property owners. The law amends the Occupations Code to establish this requirement, applying only to property accepted for storage on or after September 1, 2025. It creates a clear payment obligation for insurers when handling total loss claims involving stored items.