Relating to the application of direct primary care fees to insurance deductibles in certain state health benefit plans.

HB 3015 requires that fees paid directly to primary care physicians (such as monthly retainers or membership fees) count toward the insurance deductibles for participants in two specific Texas state health benefit plans: the Employees Retirement System of Texas and the Teacher Retirement System of Texas. This means patients using direct primary care services can apply those fees toward their annual insurance deductible, reducing out-of-pocket costs for care. The law applies to health plans delivered, issued, or renewed on or after January 1, 2026, and takes effect September 1, 2025. It does not affect general health insurance plans outside these two retirement systems.