Relating to declination, cancellation, or nonrenewal of insurance policies.
HB 2067 requires insurers in Texas to provide written explanations for denying insurance applications, canceling policies, or refusing to renew coverage. It mandates that insurers give these reasons to applicants or policyholders upon request and submit quarterly reports to the Texas Department of Insurance, organized by zip code. The bill also specifies that notices for commercial insurance denials must be delivered to agents, who must then share them with applicants. These requirements apply to policies regulated under specific insurance chapters and become effective January 2026. The law aims to increase transparency in insurance decisions without altering coverage terms or costs.
Bill status
signed
all 5 stages cleared
Introduction
Mar 2025
Committee Review
May 2025
House Passage
Jun 2025
Senate Passage
Jun 2025
Signed into Law
Jun 2025
Introduced Mar 14, 2025
Signed Jun 20, 2025
Maddy AI version diff · 2 comparisons
What changed between versions
Engrossed
→
Enrolled
·
3 edits
·
Jun 20, 2025
MINOR
The bill was finalized into its enrolled version with minor formatting adjustments, including the addition of a digital accessibility statement and removal of draft annotations. The substantive policy language regarding insurance declination, cancellation, and nonrenewal requirements remains unchanged from the previous version.
TECHNICAL
Added a digital accessibility statement at the top of the document to align with WCAG 2.1 standards.
Removed draft annotations and placeholder text (e.g., 'AA', line numbers, and bracketed notes) that were used during the legislative process.
Adjusted document formatting and spacing to match the final enrolled version format, including adding signature lines for the Governor and legislative officers.
Floor votes · House Apr 24, 2025
How they voted
This bill passed the Senate by voice vote (no roll call recorded).
Full legislative history
Actions timeline
Total actions
75
Key actions
25
Committee
16
Amendments
9
Jun 20, 2025
Signed into law
Signed by the Governor
executive
Jun 1, 2025
Upper · Passed
Signed in the Senate
upper
Jun 1, 2025
Lower · Passed
Signed in the House
lower
May 31, 2025
Upper · Passed
Senate adopts conference committee report
upper
May 31, 2025
Lower · Passed
House adopts conference committee report
lower
May 29, 2025
Upper · Passed
House requests conference committee-reported
upper
May 29, 2025
Lower · Passed
House requests conference committee
lower
May 29, 2025
Introduced
House refuses to concur in Senate amendments
lower
May 26, 2025
Introduced
Senate Amendments Analysis distributed
lower
May 26, 2025
Introduced
Senate Amendments distributed
lower
May 26, 2025
Lower · Passed
Senate passage as amended reported
lower
May 25, 2025
Upper · Passed
Passed
upper
May 25, 2025
Upper · Passed
Passed to 3rd reading as amended
upper
May 25, 2025
Upper · Passed
Amended
upper
May 25, 2025
Introduced
Amendment(s) offered
upper
May 22, 2025
Upper · Passed
Committee report printed and distributed
upper
May 22, 2025
Upper · Passed
Reported favorably as substituted
upper
May 22, 2025
Upper · Passed
Vote taken in committee
upper
May 20, 2025
Upper · Passed
Left pending in committee
upper
May 20, 2025
Upper · Passed
Testimony taken in committee
upper
May 15, 2025
Committee
Referred to Business & Commerce
upper
May 15, 2025
Introduced
Read first time
upper
Apr 28, 2025
Introduced
Received from the House
upper
Apr 25, 2025
Lower · Passed
Passed
lower
Apr 24, 2025
Lower · Passed
Passed to engrossment as amended
lower
Apr 24, 2025
Lower · Passed
Amended
lower
Apr 24, 2025
House · Passed
House Vote: pass (143-1-2)
house
Apr 11, 2025
Lower · Passed
Committee report sent to Calendars
lower
Apr 10, 2025
Lower · Passed
Committee report distributed
lower
Apr 3, 2025
Lower · Passed
Reported favorably as substituted
lower
Mar 26, 2025
Lower · Passed
Left pending in committee
lower
Mar 26, 2025
Lower · Passed
Testimony taken/registration(s) recorded in committee
lower
Mar 14, 2025
Committee
Referred to Insurance
lower
Mar 14, 2025
Introduced
Read first time
lower
3 primary · 4 co-sponsors
Sponsors
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